BUSINESS / COMMERCIAL INVESTMENT DISCLOSURES

Investment products are not FDIC insured, may lose value, and have no bank guarantee.

The funds in the investment account are not FDIC insured. Securities products offered are NOT deposits or obligations of, insured or guaranteed by Associated Banc-Corp or any other bank or affiliate, are NOT insured by the FDIC or any agency of the United States, and involve INVESTMENT RISK, including POSSIBLE LOSS OF VALUE.

These are no-load mutual funds; the maximum sales charge shown on the individual fund fact sheets is waived. Associated Trust Company, N.A. provides administrative services, for which your HSA Investment Account will be charged $7.50 per quarter.

Associated Bank and Associated Bank Private Wealth are marketing names AB-C uses for products and services offered by its affiliates. Investment management, fiduciary, administrative and planning services are provided by Associated Trust Company, N.A. (“ATC”). Investment management services are also provided to ATC by Kellogg Asset Management, LLC® (“KAM”). ATC is a wholly owned subsidiary and affiliate of Associated Bank, N.A. (“AB”). AB is a wholly-owned subsidiary of Associated Banc-Corp (“AB-C”). KAM is a wholly owned subsidiary and affiliate of ATC. AB-C and its affiliates do not provide tax, legal or accounting advice. Please consult with your advisors regarding your individual situation. (1007)