Keep your business growing with Business Access Checking®

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Business Access Checking and digital banking gives business owners with low account activity an easy-to-use, convenient checking solution that’s free of minimum balance requirements and monthly maintenance fees. It’s the perfect solution for new and small business owners.

Business Access Checking Benefits

No minimum balance requirements

No monthly maintenance fees

$3,000 Cash Deposits Included, $0.35 per $100 of cash over monthly limit

Free access to hundreds of Associated Bank ATMs and 30,000+ surcharge-free ATMs¹

Access to Business Digital Banking or Associated Connect®³

$50 Overdraft Grace Zone for Business

Preferred money market rates⁴

Free paperless statements

Dedicated Midwest-based Business Customer Care Center at 800-728-3501

Hundreds of convenient locations throughout Illinois, Minnesota and Wisconsin

Account Requirements

Here is what you need to open your business checking account:

  • Social Security number (SSN) or Employer Identification Number (EIN)
  • Documents verifying your business registration and your authority to act on behalf of and control, manage or direct the business

To avoid $4 monthly paper statement fee,⁵ you must enroll in business online banking, sign up for paperless statements and turn off paper statements.

50 item transactions included per month with no fee.⁶

Minimum Opening Deposit of $100.

Open Now
Schedule an Appointment

Get your new business account today. A business banker will be happy to assist you.


* = required field. Services available in Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Ohio and Wisconsin
⚠ Please fix the errors in the form. For assistance, call 800-270-7725.

Business Information

⚠ Enter your business’s name

Select a state in which we offer services

⚠ Select an available state your business is located from the dropdown menu

⚠ Select your business’s industry from the dropdown menu


Contact Information

⚠ Enter your first name

⚠ Enter your last name

⚠ Enter a valid 10-digit phone number with area code

⚠ Enter your email address in the format: yourname@example.com

What would you like to discuss?

⚠ You must select at least one product




Call 800-728-3501

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  1. Associated Bank and MoneyPass® ATM use is free for Associated Bank customers. ATM owners outside of the Associated and MoneyPass networks may charge a fee. Associated Bank may charge a fee for using an out-of-network ATM. International fees may apply. Review your account disclosure and fee schedule for more details. MoneyPass is a registered trademark of Fiserv Solutions, LLC or its affiliates. (1206)

  2. A free Associated Bank Business Debit Mastercard® may be used to reduce transaction fees, as debit card purchases are not counted in the monthly transaction limit. (1318)

  3. Associated Bank does not charge a fee to download our digital applications; however, transactional fees may apply. Carrier message and data rates may apply, check your carrier’s plan for details. Visit AssociatedBank.com/disclosures for Terms and Conditions for your service. (1406)

  4. Preferred APY requires a qualifying business or commercial checking account under an identical customer ID. If the qualifying checking account is not maintained, the account will be converted to the standard pricing for the applicable product. For current rates, refer to an Associated Bank Deposit Account Rates Sheet or ask a banker for more information. (1418)

  5. Clients who received combined paper statements are also subject to the per account fee. Paperless statements are available at no charge. (1126)

  6. Includes deposits and other credits, items deposited, checks and other debits, Remote Deposit items, and ACH originated debits and credits. Does not include debit card purchases. See applicable business checking product disclosure for details. (1123)

  • For additional account details, please refer to the Deposit Account Agreement, the current Deposit Account Rate sheet, the applicable Checking Product Disclosure or product information brochure for other fees that may apply to your deposit account, including overdraft, stop payment or other charges. (1275)

  • Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. (1114)