Nonprofit/Public Funds Checking

Help your tax-exempt organization address its banking needs.

Food drive volunteer talking organizer to a woman and her baby
Food drive volunteer talking organizer to a woman and her baby

Food drive volunteer talking organizer to a woman and her babyNonprofit and Public Fund entities have unique banking needs, and this account is a perfect fit.

Nonprofit/Public Funds Checking Benefits

Free access to hundreds of Associated Bank ATMs and 30,000+ surcharge-free ATMs¹

Access to Business Digital Banking or Associated Connect®³

Free paperless statements

Multiple options make it easy to avoid monthly maintenance fees

$50 Overdraft Grace Zone for Business

Preferred money market rates⁴

Dedicated Business Customer Care Center at 800-728-3501

Hundreds of convenient locations throughout Illinois, Minnesota and Wisconsin

Account Requirements

Monthly maintenance fee of $5 waived by:

  • Maintaining an average monthly balance of $250 OR
  • Average relationship balances⁵ of $2,500 OR
  • Utilize an Associated Bank Merchant Services Account⁶

To avoid a $4 monthly paper statement fee⁷, you must enroll in business online banking, sign up for paperless statements and turn off paper statements.

250 item transactions included per month with no fee.⁸

Minimum opening deposit of $100.

Schedule an Appointment

Get your new business account today. A business banker will be happy to assist you.


* = required field. Services available in Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Ohio and Wisconsin
⚠ Please fix the errors in the form. For assistance, call 800-270-7725.

Business Information

⚠ Enter your business’s name

Select a state in which we offer services

⚠ Select an available state your business is located from the dropdown menu

⚠ Select your business’s industry from the dropdown menu


Contact Information

⚠ Enter your first name

⚠ Enter your last name

⚠ Enter a valid 10-digit phone number with area code

⚠ Enter your email address in the format: yourname@example.com

What would you like to discuss?

⚠ You must select at least one product




Call 800-728-3501

Business Customer Care

  1. Associated Bank and MoneyPass® ATM use is free for Associated Bank customers. ATM owners outside of the Associated and MoneyPass networks may charge a fee. Associated Bank may charge a fee for using an out-of-network ATM. International fees may apply. Review your account disclosure and fee schedule for more details. MoneyPass is a registered trademark of Fiserv Solutions, LLC or its affiliates. (1206)

  2. A free Associated Bank Business Debit Mastercard® may be used to reduce transaction fees, as debit card purchases are not counted in the monthly transaction limit. (1318)

  3. Associated Bank does not charge a fee to download our digital applications; however, transactional fees may apply. Carrier message and data rates may apply, check your carrier’s plan for details. Visit AssociatedBank.com/disclosures for Terms and Conditions for your service. (1406)

  4. Preferred APY requires a qualifying business or commercial checking account under an identical customer ID. If the qualifying checking account is not maintained, the account will be converted to the standard pricing for the applicable product. For current rates, refer to an Associated Bank Deposit Account Rates Sheet or ask a banker for more information. (1418)

  5. Relationship balances include aggregate average balances of any business deposits, business loans and consumer deposits under identical customer profile. Note: Excludes Sweep Accounts, HSA Accounts, Elan/FDR credit cards and AIS Investment Accounts.

  6. To qualify for the Merchant Services Monthly Account Maintenance Fee waiver, the business must have an open and active Associated Merchant Services account, the business checking account must have been opened on or after January 1, 2018 and be leveraged for the Associated Merchant Services processing transactions. Once the Merchant Services Monthly Maintenance Fee waiver is active, other business checking accounts opened with the same Tax ID will also qualify to receive the waiver.

  7. Includes deposits and other credits, items deposited, checks and other debits, Remote Deposit items, and ACH originated debits and credits. Does not include debit card purchases. See applicable business checking product disclosure for details. (1123)

  • For additional account details, please refer to the Deposit Account Agreement, the current Deposit Account Rate sheet, the applicable Checking Product Disclosure or product information brochure for other fees that may apply to your deposit account, including overdraft, stop payment or other charges. (1275)

  • Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. (1114)