Associated Bank HSA Debit Mastercard®

You can swipe your HSA debit card to use tax-free money to pay for eligible healthcare products and services not paid by your insurance plan(s), including routine healthcare, hospital expenses, medications, dental care, orthodontia and vision care.

Your HSA debit card can be used to pay for healthcare products and services on a tax-free basis. Examples of eligible expenses include:

• Routine healthcare
• Hospital expenses
• Medications
• Dental care
• Orthodontia
• Vision care

Yes, you can use your Associated Bank HSA Debit Mastercard® to withdraw cash to pay for eligible expenses or reimburse yourself for expenses you have already paid. Associated Bank ATMs are always fee-free.

Yes, you can use your Associated Bank HSA Debit Mastercard® to withdraw cash to pay for eligible expenses or reimburse yourself for expenses you have already paid. Associated Bank ATMs are always fee-free.

You do not need to submit a receipt for each expense; however, you should maintain detailed records of expenses reimbursed with your HSA in case you are ever audited by the IRS.

If you do not have sufficient funds for your purchase, your debit card will be declined. You will need to pay for your expense with another payment method and reimburse yourself from your HSA later by entering a transaction in the Participant Portal or withdrawing the same amount in cash from an ATM. Associated Bank ATMs are always fee-free.

If are unable to use your debit card to pay for the product or service, for example because the merchant will not accept your card for your transaction, you will need to pay using a different payment method. You can then reimburse yourself from your HSA by entering a transaction in the Participant Portal or withdrawing the same amount in cash from an ATM. Associated Bank ATMs are always fee-free.

HSA funds used for ineligible purchases are subject to income tax and/or a penalty. If you mistakenly use your debit card to pay for an ineligible expense, you can either deposit the amount of the transaction back into your HSA or offset the amount with another eligible expense. If you are a current Associated Benefits Connection® customer and need assistance, please contact Participant Services at 800-270-7719 or ParticipantServices@AssociatedBank.com.

Contact Participant Services at 800-270-7719 or ParticipantServices@AssociatedBank.com right away if your card is lost or stolen. We will assist you in closing your current card and ordering a new card.