Estate Checking

Manage estate account funds with ease.

Lawyer on phone callEstate Checking is an easy way to manage and administer funds related to an estate. This easy-to-use checking account with no monthly maintenance fees¹ can be opened at an Associated Bank office or through an Associated Bank Relationship Manager.

Estate Checking Benefits

Free access to hundreds of Associated Bank ATMs and 30,000+ surcharge-free ATMs²

Access to Associated Bank Digital⁴

Free paperless statements

$50 Overdraft Grace Zone for Business

Preferred money market rates⁵

Dedicated Midwest-based Business Customer Care Center at 800-728-3501

Hundreds of convenient locations throughout Illinois, Minnesota and Wisconsin

Account Requirements

To avoid a $4 monthly paper statement fee⁶, you must enroll in business online banking, sign up for paperless statements and turn off paper statements.

50 item transactions included per month with no fee.⁷

Minimum opening deposit of $100.

Schedule an Appointment

Get your new business account today. A business banker will be happy to assist you.


* = required field. Services available in Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Ohio and Wisconsin
⚠ Please fix the errors in the form. For assistance, call 800-270-7725.

Business Information

⚠ Enter your business’s name

Select a state in which we offer services

⚠ Select an available state your business is located from the dropdown menu

⚠ Select your business’s industry from the dropdown menu


Contact Information

⚠ Enter your first name

⚠ Enter your last name

⚠ Enter a valid 10-digit phone number with area code

⚠ Enter your email address in the format: yourname@example.com

What would you like to discuss?

⚠ You must select at least one product




Call 800-728-3501

Business Customer Care

  1. Minimum balance to open an Estate Checking account is $100. Monthly maintenance fees are not assessed on this account. Monthly transaction fees may also be avoided by not exceeding the 50 monthly transactions.

  2. Associated Bank and MoneyPass® ATM use is free for Associated Bank customers. ATM owners outside of the Associated and MoneyPass networks may charge a fee. Associated Bank may charge a fee for using an out-of-network ATM. International fees may apply. Review your account disclosure and fee schedule for more details. MoneyPass is a registered trademark of Fiserv Solutions, LLC or its affiliates. (1206)

  3. A free Associated Bank Business Debit Mastercard® may be used to reduce transaction fees, as debit card purchases are not counted in the monthly transaction limit. (1318)

  4. Associated Bank does not charge a fee to download our digital applications; however, transactional fees may apply. Carrier message and data rates may apply, check your carrier’s plan for details. Visit AssociatedBank.com/disclosures for Terms and Conditions for your service. (1406)

  5. Preferred APY requires a qualifying business or commercial checking account under an identical customer ID. If the qualifying checking account is not maintained, the account will be converted to the standard pricing for the applicable product. For current rates, refer to an Associated Bank Deposit Account Rates Sheet or ask a banker for more information. (1418)

  6. Clients who received combined paper statements are also subject to the per account fee. Paperless statements are available at no charge. (1126)

  7. Includes deposits and other credits, items deposited, checks and other debits, Remote Deposit items, and ACH originated debits and credits. Does not include debit card purchases. See applicable business checking product disclosure for details. (1123)

  • For additional account details, please refer to the Deposit Account Agreement, the current Deposit Account Rate sheet, the applicable Checking Product Disclosure or product information brochure for other fees that may apply to your deposit account, including overdraft, stop payment or other charges. (1275)

  • Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. (1114)