Elevate your business with Business Balanced Checking®
This account is a solution tailored to small businesses that are in the midst of growing and require more options to manage their banking transactions and volumes.
Multiple options make it easy to avoid monthly maintenance fees
$7,500 Cash Deposits Included, $0.35 per $100 of cash over the monthly limit
Free access to hundreds of Associated Bank ATMs and 30,000+ surcharge-free ATMs¹
Access to Business Digital Banking or Associated Connect®³
$50 Overdraft Grace Zone for Business
Overdraft Protection Transfer Service—with no fees
Preferred money market rates⁴
Cash Management Solutions, Merchant Services and Business Payroll Services to save you time and money
Free paperless statements
Dedicated Business Customer Care Center at 800-728-3501
Hundreds of convenient locations throughout Illinois, Minnesota and Wisconsin
Waive your monthly maintenance fee. One easy digital sign-in.
We’ve made it easier to connect your Business Balanced Checking® and personal checking accounts, so you can manage them both in one seamless digital experience. By linking accounts, you can now waive the maintenance fees⁵ on a Business Balanced Checking account.
Reduced fees. One easy digital sign-in. See your banker today for more details.
Get your new business account today. A business banker will be happy to assist you.
Call 800-728-3501
Business Customer Care
Associated Bank and MoneyPass® ATM use is free for Associated Bank customers. ATM owners outside of the Associated and MoneyPass networks may charge a fee. Associated Bank may charge a fee for using an out-of-network ATM. International fees may apply. Review your account disclosure and fee schedule for more details. MoneyPass is a registered trademark of Fiserv Solutions, LLC or its affiliates. (1206)
A free Associated Bank Business Debit Mastercard® may be used to reduce transaction fees, as debit card purchases are not counted in the monthly transaction limit. (1318)
Associated Bank does not charge a fee to download our digital applications; however, transactional fees may apply. Carrier message and data rates may apply, check your carrier’s plan for details. Visit AssociatedBank.com/disclosures for Terms and Conditions for your service. (1406)
Preferred APY requires a qualifying business or commercial checking account under an identical customer ID. If the qualifying checking account is not maintained, the account will be converted to the standard pricing for the applicable product. For current rates, refer to an Associated Bank Deposit Account Rates Sheet or ask a banker for more information. (1418)
Maintain linked Associated Bank personal Balanced, Choice or Private Banking checking account. Must be an owner on the account to link eligible personal account. Applies to a maximum of two accounts per owner of eligible personal account. If the personal and business account are under different Social Security Number (SSN) and Employer Identification Number (EIN), you must request your banker to link the personal and business account to receive the business account maintenance fee waiver.
Relationship balances include aggregate average balances of any business deposits, business loans and consumer deposits under identical customer profile. Note: Excludes Sweep Accounts, HSA Accounts, Elan/FDR credit cards and AIS Investment Accounts.
To qualify for the Merchant Services Monthly Account Maintenance Fee waiver, the business must have an open and active Associated Merchant Services account, the business checking account must have been opened on or after January 1, 2018 and be leveraged for the Associated Merchant Services processing transactions. Once the Merchant Services Monthly Maintenance Fee waiver is active, other business checking accounts opened with the same Tax ID will also qualify to receive the waiver.
Clients who received combined paper statements are also subject to the per account fee. Paperless statements are available at no charge. (1126)
Includes deposits and other credits, items deposited, checks and other debits, Remote Deposit items, and ACH originated debits and credits. Does not include debit card purchases. See applicable business checking product disclosure for details. (1123)
For additional account details, please refer to the Deposit Account Agreement, the current Deposit Account Rate sheet, the applicable Checking Product Disclosure or product information brochure for other fees that may apply to your deposit account, including overdraft, stop payment or other charges. (1275)
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. (1114)
