Learn More About Business Checking

For additional account details, please refer to the Deposit Account Agreement, the current Deposit Account Rate sheet, the applicable Checking Product Disclosure or product information brochure for other fees that may apply to your deposit account, including overdraft, stop payment or other charges. (1275)

Includes deposits and other credits, items deposited, checks and other debits, Remote Deposit items, and ACH originated debits and credits. Does not include debit card purchases. See applicable business checking product disclosure for details. (1123)

Fees, transaction limitations and other product features are contained in the applicable Account Fee Schedule or Product Disclosures, Deposit Account Agreement or contact a Banking Services Representative. (1349)

To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience. (1345)

Overdraft grace zone – An Overdraft Fee will not be charged if account is overdrawn up to $50 for the following customers:  Business Access Checking, Business Balanced Checking, Business Choice Checking, Nonprofit and Public Funds Checking, Nonprofit and Public Funds Premium Checking, Basic Business Checking and Estate Checking. If an overdraft is paid by Associated Bank, a deposit must be made to bring the account back to a positive balance.  Regular account requirements and fees for overdrafts will otherwise apply.  Overdraft Protection Transfer service links your checking account with your other accounts at Associated Bank, including another checking account, savings account, money market account, Business Credit Card, Business Line of Credit Accounts, or Commercial Line of Credit. For more details on fees, transaction limits and terms and conditions of these products, please refer to the applicable Business Checking Product Disclosure, Understanding Overdrafts and Your Options to Manage Fees, the Deposit Account Agreement or the Business Checking Overdraft Protection Transfer Authorization form. (1435)

Associated Bank and MoneyPass® ATM use is free for Associated Bank customers. ATM owners outside of the Associated and MoneyPass networks may charge a fee. Associated Bank may charge a fee for using an out-of-network ATM. International fees may apply. Review your account disclosure and fee schedule for more details. MoneyPass is a registered trademark of Fiserv Solutions, LLC or its affiliates. (1206)

A free Associated Bank Business Debit Mastercard® may be used to reduce transaction fees, as debit card purchases are not counted in the monthly transaction limit. (1318)

Associated Bank does not charge a fee to download our digital applications; however, transactional fees may apply. Carrier message and data rates may apply, check your carrier’s plan for details. Visit AssociatedBank.com/disclosures for Terms and Conditions for your service. (1406)

Some services within the bill payment service have service charges. Please refer to the Business Fee Schedule or the applicable Checking Product Disclosure for details. (1276)

Maintain linked Associated Bank personal Balanced, Choice or Private Banking checking account. Must be an owner on the account to link eligible personal account. Applies to a maximum of two accounts per owner of eligible personal account. If the personal and business account are under different Social Security Number (SSN) and Employer Identification Number (EIN), you must request your banker to link the personal and business account to receive the business account maintenance fee waiver.

Maintain linked Associated Bank personal Choice or Private Banking checking account. Must be an owner on the account to link eligible personal account. Applies to a maximum of two accounts per owner of eligible personal account. If the personal and business account are under different Social Security Number (SSN) and Employer Identification Number (EIN), you must request your banker to link the personal and business account to receive the business account maintenance fee waiver.