Visa® Everyday Rewards+ Credit Card
More rewards on the things you buy every day.
Full benefits
4x points on dining, take-out & restaurant delivery.²^
^4X points on your first $2,000 each quarter, after that 1X points.
2X points at grocery stores,* gas stations and EV charging stations,* and eligible streaming services.
*Excludes discount stores/supercenters and wholesale clubs.
1x points on all other eligible purchases.
15,000 bonus points when you spend $500 within the first 90 days of account opening³
Redemption Options—Cash, gift cards, merchandise, airfare or our Choose Your Own Rewards option.
Choose Your Own Rewards—Redeem points for a statement credit in the amount of any purchase.
Redeem points⁴ for your choice of cash back⁵, gift cards, merchandise, and travel⁶.
Enjoy getting your rewards as cash back, or as a gift card.
Choose from iTunes, Marriot, Kohl's, Amazon and other great retailers for your gift card.
Concierge—Complimentary 24/7/365 access to a wide range of personalized services, including entertainment planning, business services, gift arrangements, specialty services and travel information.
Lost Luggage Reimbursement—Up to $3,000 reimbursement for the actual cost of repairing or replacing your checked or carry-on luggage and personal property contained therein that is lost or damaged. Coverage begins when the luggage is checked in or carried onto the common carrier by you.
Roadside Dispatch—Available only when traveling in the 50 United States and the District of Columbia. If your car breaks down on the road, just call and tell us where you are. We'll send someone to the rescue.
Auto Rental Discounts—Alamo, Hertz and National.
Signature Access—Offers entry to exclusive, unique experiences as well as preferred access to the best seats at sports, entertainment and cultural venues.
Signature Fine Wine & Food—Complimentary Zagat Survey restaurant rating and reviews. Plus, a host of fine wine and food experiences.
Signature Privileges—Provides cardmembers with special offers, opportunities and upgrades from participating merchants.
Merchant Discounts—Merchant discounts when you use your card—coupons available online.
Online and Mobile Account Access—Download transactions, statements, make a payment or establish automatic payments. Establish alerts for online statements, payment due, payment posted, payment overdue, balance exceeds, credit posted or debit posted. Plus, request credit limit increase, balance transfer, add authorized user or joint owner and manage your rewards.
Year-end Summary—Receive an online detailed summary of your spending during the year for convenient budget analysis and financial planning.
Emergency Card Replacement & Cash Disbursement—Provides worldwide, 24-hour assistance with lost and stolen card reporting, emergency card replacement and emergency cash advance.
Lost/Stolen Card Reporting—Visa will forward reports of lost or stolen cards to the appropriate card Issuers.
Zero Liability/Fraud Protection⁷—Zero liability from fraud and protection from unauthorized use of your card or account information.
ID Navigator Powered by NortonLifeLock⁸—providing tools so you can act quickly if your identity is threatened.
Contactless—Tap your credit card anywhere you see the contactless symbol. 
EMV smart chip technology—for added security.
Call 800-236-8866
Customer Care Center
The Elan Rewards Program is subject to change. Rewards are earned on eligible Net Purchases. Net Purchases are purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, see your Cardmember Agreement for details. Account must be open and in good standing (not past due or overlimit) to earn and redeem rewards and benefits. Subject to applicable law, you may not redeem rewards, and you will immediately lose all of your rewards, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). (1288)
Everyday Rewards+ Card: You will earn 1 Point per dollar spent on eligible Net Purchases charged to your Account during each billing cycle. In addition, you will earn 4 Points (1 base Point and 3 bonus Points) per dollar spent on eligible Net Purchases for your first $2,000 each quarter, 1 Point after quarterly maximum, during each billing cycle at merchants classified as a restaurant, fast-food restaurant or bar. You will earn 2 Points (1 base Point and 1 bonus Point) per dollar spent on eligible Net Purchases during each billing cycle at merchants classified as gas station and electric vehicle charging station (at wholesale clubs, discount stores/ supercenters and grocery stores/supermarkets will only earn 1 Point), grocery store and supermarket (at wholesale clubs and discount stores/supercenters such as Target and Walmart will only earn 1 Point), and qualifying streaming subscription services. Refer to your Program Rules for a list of qualifying streaming services. Each merchant’s business is identified by a category code established by Visa and Mastercard. A Purchase will not earn additional Rewards if the category code applied to a merchant is in a category that is not eligible for additional Rewards earning. We do not determine the category codes applied to merchants’ businesses and reserve the right to determine which purchases qualify for additional rewards. Points expire 5 years from when they are earned, refer to your Program Rules for full details. (1365)
If you’re approved for a new Everyday Rewards+ Card, a one-time 15,000 bonus points will be awarded after eligible Net Purchases totaling $500 or more are made to your account within 90 days from account opening. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. (1413)
Certain limitations and restrictions may apply. (1284)
Maximum Point value applies to points redeemed as a cash deposit into an eligible Bank account with this Financial Institution. The redemption value may be different if you choose to redeem your points for other rewards such as travel, merchandise, gift cards, and/ or a statement credit. Other restrictions apply. Minimum redemption amounts may vary and are subject to change without notice. (1367)
Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within 1-2 statement billing cycles or as a Rewards Card. Cash back minimum redemption amounts and redemption values may vary and are subject to change without notice. (1506)
Elan Financial Services provides Zero Fraud Liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. (1286)
No one can prevent all identity theft. (1334)
Subject to credit approval. The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. (1056)
Visa and the Visa logo are registered trademarks of Visa International Service Association. (1115)
