Apply for a mortgage today
Apply online, whether you plan to buy or build your new home.
Whether you're looking to buy your first house, a larger forever home, a downsized space or are simply hoping to refinance an existing home, we have a loan option to meet your needs.
We offer fixed-rate and adjustable-rate mortgages, as well as government loans such as VA and FHA loans.
With Excellend™, a home mortgage loan is just a tap of the screen or click of the mouse away. The fast, hassle-free online application gives you flexible home-buying power when you need it. Plus, each loan is backed by Associated Bank’s superior customer service.
Over the last decade, Associated Bank has been a leading originator of home loans in the Midwest, and we want to help you next.
Are you in Wisconsin, Illinois or Minnesota? We look forward to being your Milwaukee, Green Bay, Chicago, Minneapolis—or anywhere in between!—mortgage lender. Click here for our current mortgage rates.
Choose a path according to your current needs
Are you looking to buy or build a dream “green” home? We can help you secure a loan, and a bonus, through our Green Home Initiative! Learn More.
First step: Pre-qualification
Pre-qualification starts with a simple conversation between you—the potential home buyer—and one of our mortgage loan officers to discuss options available to you. You’ll complete an application, and Associated Bank will conduct a credit check. However, we won’t collect any formal documentation or conduct a formal underwriting review.
Knowing the loan amount you could qualify for will tell you how much home you can afford.
You’ll save time by only reviewing homes in your price range.
If you discover any credit problems, you can try to resolve them early.
You can confidently make an offer as soon as you find a home you like.
Your offer is more likely to be accepted than the offer from a buyer who is not pre-qualified.
You might get more support from a real estate agent who knows you’re serious about buying.
If you have an accepted offer
It’s important for the bank to get a clear picture of your financial situation. Trust that this most personal of information will be treated with care. Reach out ahead of time to understand what items you should plan to have on hand. Some of the key items are listed below.
W-2 forms
Bank statements
Recent pay stubs
Tax returns
List of assets
A variety of factors will be taken into consideration before a decision is made, including your available down payment, your job history and your debt, as well as your credit score.
LEADING LENDER
IN THE MIDWEST
FOR OVER A DECADE*
Call 800-236-3617
Monday–Friday, 8 a.m.–5 p.m.,
Saturday, 8:30 a.m.–12:30 p.m
Understanding your escrow analysis
Annual escrow analysis: contact Associated Bank’s Midwest-based Customer Care team at 800-242-2470 with questions.
The Leading Lender in the Midwest designation is based on originated, closed-end mortgage loan count, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau. The results of the data were obtained through the Consumer Financial Protection Bureau Mortgage Database (HMDA), July 2024. (1171)
