Platinum Choice Puts Power in Your Checking
Associated Choice Checking offers a set of exclusive benefits called Platinum Choice that you can unlock once you reach a certain threshold in your balance.
For many people, a checking account is their first step in financial independence. You might have opened your first one in high school, or when you got your first job. While the “check” part of checking has largely been replaced by convenient debit cards, the purpose remains the same: it keeps your money safe but accessible.
But it might be time to take a closer look at what your account can offer beyond that. Depending on your balance, you could qualify for better services and even a chance to earn interest.
Associated Bank has three levels of checking—Associated Access, Associated Balanced and Associated Choice—with features that appeal to consumers at different places in their financial lives. Associated Choice, the top-tier account, now offers an exclusive benefits tier called Platinum Choice that you can unlock once you reach a certain threshold in your balance.¹ If you’re interested in getting more out of your banking, you’ll want to get to know Platinum Choice a little better.
How does it work?
For starters, you’ll need to have an Associated Choice Checking account. Then we’ll take a look at your total relationship balance—a combination of other Associated Bank accounts, including your Choice and any other personal checking accounts, savings account, health savings account (HSA) and other select investment accounts.
When your relationship balance averages over $50,000 in one month, you’ll unlock Platinum Choice!
Premium features, premium wealth performance
Ready to bank to your full potential? With these benefits, you’ll have more opportunities to save and earn as your money grows.
Higher savings rates²—No matter the size of your nest egg, your goal is to grow your savings. This Platinum Choice benefit entitles you to a higher rate on your checking, select savings and money market accounts than you’d get with a regular savings account. Simply put, the more you put away, the more you get back on your savings.
Unlimited out-of-network ATM surcharge refunds³—Although an Associated Bank checking account means free access to ATMs in our network, sometimes you’ll come across a machine that’s not one of ours. The owner may require that you pay a fee to access your cash. Unlocking Platinum Choice means that you’ll always get withdrawal surcharges refunded to your account. If you’re intent on building wealth, every dollar makes a difference!
$100 overdraft grace zone⁴—Did you forget a charge or miscalculate your balance … and end up with an overdraft? No worries. If it’s $100 or less, Platinum Choice ensures that Associated Bank won’t charge you an overdraft fee. It’s less stress for you—and another way to save yourself some money.
Annual financial wellness review⁵— Are you confident in your financial plan for the future? At Associated Bank we come alongside you, as a partner, to support your short term needs and long-term goals. With Platinum Choice benefits, you unlock a deeper relationship with our experienced personal bankers. Based on your unique situation, we have options to support you in reaching your financial wellness.
Enhanced digital experience⁶—Associated Bank Digital already lets you access and monitor your accounts and transactions from anywhere. But when you unlock Platinum Choice, you’ll open up new opportunities and greater flexibility for you and your money.
Unlock better banking with Platinum Choice
If your goal is to build wealth—whether you’re just starting out or you’re a veteran saver and investor—investigating premier checking programs like Platinum Choice is a smart money move. By combining all your accounts with Associated Bank, you’ll also have a great opportunity to organize—and get the most out of—your finances.
Not yet a choice checking customer? Open an account now.
You must meet and maintain Platinum Choice Checking qualifications, listed on the Choice Checking Product Disclosure and Fee Schedule, to obtain enhanced benefits. Balances are calculated at the end of the calendar month, if qualifications are met benefits will start within 45 calendar days. (1419)
You must meet and maintain Platinum Choice Checking qualifications, listed on the Choice Checking Product Disclosure and Fee Schedule, to obtain enhanced rates on select savings and money market accounts. For current rates, refer to an Associated Bank Deposit Account Rates Sheet or ask a banker for more information. (1415)
Associated Bank and MoneyPass® ATM use is free for Associated Bank customers. ATM owners outside of the Associated and MoneyPass networks may charge a fee. Associated Bank may charge a fee for using an out-of-network ATM. International fees may apply. Review your account disclosure and fee schedule for more details. MoneyPass is a registered trademark of Fiserv Solutions, LLC or its affiliates. (1206)
Overdraft grace zone – An Overdraft Fee will not be charged if account is overdrawn up to $100 for Associated Bank Platinum Choice benefit eligible customers or up to $50 for all other personal checking accounts. If an overdraft is paid by Associated Bank, a deposit must be made to bring the account back to a positive balance. Regular account requirements and fees for overdrafts will otherwise apply. Overdraft Protection Transfer service links your checking account with your other accounts at Associated Bank, including another checking account, savings account, money market account, Consumer Credit Card, Checking Reserve Line of Credit or Premier Line of Credit. There is no fee for this service, for more details on transaction limits and terms and conditions of these products, please refer to the Consumer Deposit Account Fee Schedule, applicable Checking Product Disclosure, What You Need to Know About Overdrafts and Overdraft Fees, Understanding Overdrafts and Your Options to Manage Fees or the Deposit Account Agreement. (1068)
For Platinum Choice customers, when you meet and maintain Platinum Choice qualifications, listed on the Choice Checking Product Disclosure and Fee Schedule, you will receive an annual financial wellness review. Appointments are required to experience this benefit, and all customers may schedule a financial wellness review. AB-C and its affiliates do not provide tax, legal or accounting advice. Please consult with your advisors regarding your individual situation. (1429)
Associated Bank does not charge a fee to download our digital applications; however, transactional fees may apply. Carrier message and data rates may apply, check your carrier’s plan for details. Visit AssociatedBank.com/disclosures for Terms and Conditions for your service. (1406)
Investment, Securities and Insurance Products:
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FDIC INSUREDNOT BANK
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LOSE VALUENOT INSURED BY ANY
FEDERAL AGENCYNOT A
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