VISA® MAX CASH PREFERRED CARD
Cash back maximized to fit your life. Get more value with 5% cash back in two categories you choose.¹
Do you like to earn cash back for the monthly transactions you make every day?
Full benefits
5% cash back on two categories you choose—first $2,000 spent each quarter.¹
2% unlimited cash back on one everyday category of your choice.*
1% unlimited cash back on all other eligible purchases.
$150 bonus awarded after you spend $500 within first 90 days of account opening.²
*Excludes discount stores/supercenters and wholesale clubs.
Cash rewards—Points can be redeemed as a cash deposit to a checking or savings account with Associated Bank or as a statement credit to your credit card account.
Concierge—Complimentary 24/7/365 access to a wide range of personalized services, including entertainment planning, business services, gift arrangements, specialty services and travel information.
Lost Luggage Reimbursement—Up to $3,000 reimbursement for the actual cost of repairing or replacing your checked or carry-on luggage and personal property contained therein that is lost or damaged. Coverage begins when the luggage is checked in or carried onto the common carrier by you.
Roadside Dispatch—Available only when traveling in the 50 United States and the District of Columbia. If your car breaks down on the road, just call and tell us where you are. We'll send someone to the rescue.
Auto Rental Discounts—Alamo, Hertz and National.
Signature Access—Offers entry to exclusive, unique experiences as well as preferred access to the best seats at sports, entertainment and cultural venues.
Signature Fine Wine & Food—Complimentary Zagat Survey restaurant rating and reviews. Plus, a host of fine wine and food experiences.
Signature Privileges—Provides cardmembers with special offers, opportunities and upgrades from participating merchants.
Merchant Discounts—Merchant discounts when you use your card—coupons available online.
Return protection—Provides return protection on designated items purchased entirely with the card.
Zero fraud liability⁵—You are not liable for fraudulent purchases when your card is lost or stolen.
ID Navigator Powered by NortonLifeLock⁶—providing tools so you can act quickly if your identity is threatened.
Worldwide acceptance—Accepted at millions of locations worldwide.
Free credit card checks—Convenient for the times when a credit card is not accepted.
Free extra card—Cardmembers can share benefits of card use with an authorized user.
Contactless—Tap your credit card anywhere you see the contactless symbol 
Call 800-236-8866
Customer Care Center
Cardmember must initially enroll into categories of their choice, or all Net Purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back (1% base & 4%bonus) on your first $2,000 in combined Net Purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your one chosen 2% (1% base & 1% bonus) category. Purchases in the following everyday categories: Grocery Store/Supermarket and Gas Station/EV Charging Stations at Wholesale clubs, discount stores/supercenters such as Target and Walmart will only earn 1%. All other Net Purchases earn 1% cash back. Each merchant’s business is identified by a category code established by Visa and Mastercard. A Purchase will not earn additional Rewards if the category code applied to a merchant is in a category that is not eligible for additional Rewards earning. We do not determine the category codes applied to merchants’ businesses and reserve the right to determine which purchases qualify for additional rewards. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account within 1-2 statement billing cycles, or as a Rewards Card. Cash back minimum redemption amounts and redemption values may vary and are subject to change without notice. Cash rewards do not expire as long as the account remains active. If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your cash rewards balance will expire. Refer to your Program Rules for full details. (1311)
If you’re approved for a new Max Cash Preferred Card, a one-time $150 bonus will be awarded for redemption after eligible Net Purchases totaling $500 or more are made to your account within 90 days from account opening. Please allow 1-2 statement billing cycles for your bonus to appear on your credit card statement. (1368)
The Elan Rewards Program is subject to change. Rewards are earned on eligible Net Purchases. Net Purchases are purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, see your Cardmember Agreement for details. Account must be open and in good standing (not past due or overlimit) to earn and redeem rewards and benefits. Subject to applicable law, you may not redeem rewards, and you will immediately lose all of your rewards, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Rewards expire 5 years from when they are earned, refer to your Program Rules for full details. (1288)
Certain limitations and restrictions may apply. (1284)
Elan Financial Services provides Zero Fraud Liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. (1286)
No one can prevent all identity theft. (1334)
Subject to credit approval. The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. (1056)
Visa and the Visa logo are registered trademarks of Visa International Service Association. (1115)
